Save

This great offer on Professional Liability Insurance is available to Energy and Bodyworkers who are Professional Members of The Holistic Chamber of Commerce. We are still looking for an insurance solution for other types of holistic professionals and practitioners.

To access the application, please log in to our Members Only area. You will find it in the menu on the top left side of the screen.

Three Insurance Levels Offered and Cost:

Liability coverage is optional and in addition to your annual HCC membership. We have many members who are utilizing and appreciating this easy and affordable access to professional coverage.
  • Student Liability ($225 annually)
    Coverage is for students that practice part time up to 6 hours per week.
  • Practitioner Liability ($250 annually)
    Coverage is for Energy Medicine Practitioners that have completed their training in a specific energy practitioner program.. This covers full-time practice and teaching classes up to 9 students.
  • Instructor Liability ($350 annually)
    Coverage includes teaching classes from 10 to 99 students per class. The cost is $350 annually and includes the Practitioner liability coverage.

This is an annual policy that renews every year on April 1st and your premium is prorated based on the month you enroll. Coverage renews for a full year each April 1st. Prorated premiums are listed in the table below.

  • Additional Insured (Landlord or Loss Payee) is available upon request at a $10 per certificate administrative fee.
  • Overnight mail of insurance certificate is $30 upon request administrative fee (street address required for delivery). Normally insurance certificates will be e-mailed. If e-mail is not available the certificate will be mailed first class. Please allow one week for processing.

Professional Liability and General Liability Coverage:

Commercial General Liability (slip and fall on premises, etc.)

Comprehensive Coverage
If you are named in a lawsuit, an experienced attorney will represent you if needed. Whatever the outcome, this policy pays for legal fees, court costs, and any judgments involving claims or allegations in the following areas:
 
Coverage
Coverage Description
Coverage Limits
Professional Liability
similar to malpractice
Covers claims made for injuries due to misconduct or lack of ordinary skill.Coverage will respond to incidents arising on or after your effective date of coverage and which are reported during the term of the policy.
 
$1 million per occurrence /
$3 million annual aggregate
General Liability
Covers claims for injuries that occur at your place of work, including trip and fall.Coverage will respond to incidents arising from the coverage period - regardless of when those claims are reported.
$1 million per occurrence /
$3 million annual aggregate
Personal and Advertising Injury
Protects you from suits involving libel, slander or wrongful invasion of privacy.
$1 million per occurrence /
$3 million annual aggregate
Products/Completed Operations Aggregate
Covers claims made against you for damage or injury resulting from a product you use on clients.
$3,000,000
Fire Damage
Covers damage to the space you work in.
$100,000
Umbrella Liability
Provides an additional $1,000,000 coverage over the coverages listed above. $1,000,000

Additional Information:

  • No deductibles
  • Liability coverage any place you work, such as an office, on site, seminar, convention, healthcare facility, spa and anywhere you travel in the United States
  • Coverage in all 50 United States, US Territories, and US military bases
  • Coverage starts as soon as the application is approved
  • General liability covers any incident that happens within your policy period, even if the claim is made years later and your policy has expired
  • Main Exclusions: Equine treatment, sexual abuse/molestation, designated product exclusion include all products ingested or taken internally.

This great offer on Professional Liability Insurance is available to Professional Members of The Holistic Chamber of Commerce. To access the application, please login to our Members Only area. You will find it in the Welcome message under Additional Benefits.

The Holistic Chamber of Commerce stands for excellence among holistic, complementary, alternative, and sustainable professionals, practitioners and businesses.  All Professional Members of The Holistic Chamber of Commerce have submitted references, which The Holistic Chamber of Commerce has checked.  Membership in The Holistic Chamber of Commerce is not a specific endorsement of any particular member, product, service, medication or modality, only that there have been satisfactory reference checks.  The information contained on this website is for informational purposes only, and should not be used to replace professional medical advice.